Holberg Financial Blog

The 4.0% Stock Market Decline Means Nothing (in the long run)

Posted by holbergfinancial on February 6, 2018

Every time the market goes down my inbox explodes, my phone buzzes, and my ears tingle with the sense that people are fretting about their IRAs, 401ks, and investments. 

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Topics: Stocks, Stock Market, Retirement, Investing, Dow Jones, 401K, IRA

Dow(n) or Up? What 20,000 Actually Means

Posted by holbergfinancial on January 25, 2017

One of the largest and most tracked indexes in the entire world just smashed a major, life-altering, massive, tremendous huge milestone: the Dow passed 20,000 for the first time ever!

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Topics: Dow Jones, Index Funds, Investing, Retirement, Stock Market, Stocks, Wealth

How You Are Losing Your Retirement Savings - Especially if You're a Teacher.

Posted by holbergfinancial on November 4, 2016

Recently, the New York Times published an article ominously titled: Think Your Retirement Plan Is Bad? Talk to a Teacher.

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Topics: commission, ETF, fees, Investing, Mutual Funds, Retirement, Savings, Tips and Tricks

"Reflections from HF's Summer Intern" By Vivian Liu.

Posted by holbergfinancial on August 15, 2016

Hello! Guest writer here. My name is Vivian, and I spent this summer interning at Holberg Financial. I’ll be starting my second year of college at the University of Chicago this fall. As my first internship draws to a close, I’ve spent some time in reflection.

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Topics: Credit, Credit Report, Credit Score, Education, ETFs, Financial Fun Facts, Learning, Mutual Funds, Retirement, Savings, Spending, Vision, Goals, Dreams, Wealth

3 Tips to Having Your Cake and Eating it Too

Posted by holbergfinancial on May 4, 2016
How can you do more now to have more later? Can you really have your cake and eat it too? At Holberg Financial, we think the answer is yes. There are several things that millennials (we work almost exclusively with 22 - 35 year olds) can do and  should do now in order to have more later.
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Topics: Debt, Financial Fun Facts, Investing, IRA, Retirement, Savings, Taxes, Vision, Goals, Dreams, Wealth

If Forbes wants to know, shouldn't you?

Posted by holbergfinancial on May 2, 2016

Recently, Forbes was looking for an answer to an incredibly important question that millions of millennials/young adults are asking as well.

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Topics: ETFs, Forbes, Investing, IRA, Retirement, Stock Market, Taxes, technology

Be A Tortoise. How To Invest Your First $1,000

Posted by holbergfinancial on January 13, 2016

I was writing an article for recent college graduates about "dipping your toes in investing" and reminded me that, while the steps are conquerable, investing your first $1,000 takes some impetus and some knowledge. Hopefully, the break down below gives you just enough of both.

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Topics: 401K, ETFs, financial tools, Investing, IRA, Mutual Funds, Retirement, Robo-Advisors, Taxes, Wealth

Double Trouble of Not Having IRAs (Part 2 of the 12 Days of Christmas Series)

Posted by holbergfinancial on December 28, 2016

On the Second Day of Christmas, my true love gave to me, two retirement accounts! Eww..really? These don’t come gift wrapped with a neat bow on top or shiny wrapping paper, but you sure can wrap up a lot of your income into these accounts and present them to your future self. I’m pretty sure that down the line when you start drawing on your retirement funds you will be thrilled with your younger self for this prescient action. Then you'll reach up and pat yourself on the back and say, “Awe shucks, thanks self for lending a hand, that sure was kind.”

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Topics: Investing, IRA, Retirement, Savings, Taxes

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