Holberg Financial Blog

Ahhh! My Net Worth Is Negative?? (and why it's ok)

Posted by holbergfinancial on August 10, 2016

When was the last time you woke up and thought, "why is my net worth negative?" Chances are: never. But if you're in your 20's or early 30's, chances are, your net worth is negative (or barely making it to zero).

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Topics: Debt, Income, Savings, Vision, Goals, Dreams, Wealth

Brexit & Biscuits - Oh No!?

Posted by holbergfinancial on June 24, 2016

Ok - yesterday happened. It's all over your newsfeed, the NYTimes, and the Skimm: The UK has officially voted to leave the European Union. "Brexit" has improbably passed and is now a reality. Everyone is freaking out and yet, you're sitting there wondering, "what does this mean for me?"

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Topics: Uncategorized

3 Tips to Having Your Cake and Eating it Too

Posted by holbergfinancial on May 4, 2016
How can you do more now to have more later? Can you really have your cake and eat it too? At Holberg Financial, we think the answer is yes. There are several things that millennials (we work almost exclusively with 22 - 35 year olds) can do and  should do now in order to have more later.
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Topics: Debt, Financial Fun Facts, Investing, IRA, Retirement, Savings, Taxes, Vision, Goals, Dreams, Wealth

If Forbes wants to know, shouldn't you?

Posted by holbergfinancial on May 2, 2016

Recently, Forbes was looking for an answer to an incredibly important question that millions of millennials/young adults are asking as well.

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Topics: ETFs, Forbes, Investing, IRA, Retirement, Stock Market, Taxes, technology

John Oliver Went Nuts on Credit - You Should Too

Posted by holbergfinancial on April 12, 2016

If you haven't seen it, check out Last Week Tonight's John Oliver going nuts on how ridiculous, asinine, and straight up unclear credit scores are in the U.S.

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Topics: Credit, Credit Crushing Crusaders, Dragons, financial tools, proactive, protection

Dear Women: Life is like (women's) soccer.

Posted by holbergfinancial on April 6, 2016


That's the position of United States Soccer in the past week

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Topics: Equality, Financial Fun Facts, Income, Social Justice, Vision, Goals, Dreams, Wages, Wealth

Spring (and Summer) Into Action!

Posted by holbergfinancial on April 4, 2016

Weddings! Vacations! Summer loving, good weather, and lots of sunshine. It's upon us and while the activities, festivities, and the seasons of spring and summer are wonderful - we have to ask ourselves: how can we pay for it all?

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Topics: Credit Cards, Savings, Spending, technology

The Worst Thing You Can Do Is Nothing

Posted by holbergfinancial on March 23, 2016

“In any moment of decision, the best thing you can do is the right thing. The worst thing you can do is nothing."

- Teddy Roosevelt

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Topics: Financial Fun Facts, Vision, Goals, Dreams

Invisible Discounts - They're Everywhere!

Posted by holbergfinancial on March 17, 2016

What exactly are "invisible discounts?" They're everywhere! #walkingdead?

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Topics: Discounts, Financial Fun Facts, Savings, Spending, Tips and Tricks

Empty Gyms: What Memberships Make Sense?

Posted by holbergfinancial on February 15, 2016


Hulu Plus, Amazon Prime,

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Topics: budgeting, Financial Fun Facts, Spending, technology

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